We are witnessing the lowest mortgage rates in two generations. According to Freddie Mac’s June 7, 2012 survey, the average rate on a 30-year fixed-rate mortgage fell to a record 3.67 percent while that for a 15-year mortgage fell to 2.98 percent (Refer note 1 below). Further many economists predict that mortgage rates would rise […]
Tips to Trimming Your Budget for Increased Savings
If you are like most people today, you need to watch every penny you spend. You may have a budget, but it doesn’t leave a lot of room for negotiation. You clip coupons and watch closely for sales, but what if there’s something else you can do of which you’ve not thought yet? Budgets are […]
How to Repair Your Credit and Still Buy What You Need
Finding the balance Often times it is hard for people to find a balance between repairing their credit and still being able to buy items or things they want. The balance can often tilt and become one sided more often than not, making it a common problem many people experience. Like a balance, your debt […]
Funding Life With Online Credit Lenders
Credit is a way of life; there is no escape for all but the wealthy as credit is the means of students completing their studies, someone buying their first vehicle and a couple buying their first house or even furnishing their first apartment. Credit comes in many forms and if used properly can be the […]
The Top Reasons to Pay Credit Card Bills on Time
One of the easiest ways to damage a credit score is by paying a monthly credit card payment late. Further, one of the easiest ways to reach a point where debt becomes crippling is to use credit cards irresponsibly. Having balances with high rates of interest and then just paying off the minimum each month […]
Five Mistakes That Break the Holiday Budget
With Christmas looming, how many people are trying to make (and keep to) a Budget for the holidays? Read on for some great tips. The holiday season is pending and you’re all set with a budget. Great! That puts you steps ahead of the majority of people. However, before you head out to […]