How can you save money for a two week vacation when you’re already strapped? There are a couple of ways. Take a short term part time job in addition to your full time job. Then save the money to take a fantastic trip. Another way  is to save money on your basic needs every day […]

Do you live in a world where you can walk into any store and purchase the item of clothing without looking at the price tag or care how much something cost? If you are that person then this article may not be for you. For the rest of us we need to concern ourselves with […]

We all know that we should budget our money, but the truth is that it is harder to do than it looks. Budgeting takes time, and more than that, it takes consistency. It takes a great deal of discipline to stay on a shoestring budget, but it can be done. If you want to budget, […]

Whenever people discuss saving money or reducing their expenses, they often focus on eliminating luxury and high ticket items from their budget. While this clearly has an impact, however,the sporadic nature of these purchases means that it is often difficult for consumers to make long term or sustainable financial savings. With this in mind, concentrate […]

 Taking out a mortgage on your first home is arguably the biggest financial decision of your life, so it’s best not to rush into anything. It’s also easy to get confused by the different mortgages available on the market and which one is right for you. If you’ve found your ideal first home, you need […]

Can Using a Little Less and Increasing Efficiency Really Make a Difference? Energy prices are soaring and for those with little disposable income, paying the bills can be a major worry, especially approaching the colder winter months when cookers, TVs, lights and heating are used far more. But home energy use doesn’t need to be […]