Everyone likes to spend like a millionaire even though they are not. To capitalize on this fantasy are the credit card companies. There are just so many credit cards that are available. It can be quite easy to get caught up in the illusion that you can buy whatever you want with your credit cards. In […]

Getting out of debt is not easy. However, it is possible if you follow some realistic ways to reduce debt and live a debt free life. You should understand that you can help yourself in getting credit card debt relief. Put some effort in and see better financial results. Here are the best 8 ways […]

Whether you want to apply for a credit card, store card or something larger like a loan or a mortgage, your credit rating is something that you should be taking good care of. In fact, if you have a poor credit rating, you are going to want to fix that before applying for credit. Learning […]

On average, according to Federal Reserve statistics combined with other government information, US Household credit card debt is at around $7,529. If we only look at households that are indebted this average outstanding debt climbs all the way up to $16,140. U.S. household consumer debt profile as of October 2015: Credit card debt average: $16,140 […]

If you’re creating a plan to get out of debt, you may want to consider consolidation of your loans. Why take out yet another loan? The answer, of course, depends on your personal financial situation. But for many people in debt, consolidation offers them an easier way to keep track of what they owe and […]